Should a Buyer Ask the Seller to Provide a Home Warranty?

DISCLAIMER: This blog post should not be construed as legal advice.

A Practical Request After the Home Inspection

After a home inspection, buyers often learn that certain systems or appliances are older, worn, or may need attention in the near future. Even when those items are still working, a buyer may understandably want additional protection before moving forward with the purchase.

One common solution is to ask the seller to provide a home warranty as part of the inspection response or modification request.

What Is a Home Warranty?

A home warranty is a service contract that may help cover the repair or replacement of certain home systems and appliances after closing. Depending on the plan, it may include items such as the HVAC system, plumbing, electrical, water heater, and kitchen appliances. A home warranty is different from homeowners insurance. Insurance generally covers damage from events like fire or storms, while a home warranty is meant to address certain mechanical failures or breakdowns.

Why Buyers Request One

A buyer may ask for a home warranty when the inspection shows aging but functional systems or appliances. Rather than demanding repairs or a price reduction, a home warranty can be a more practical and less adversarial way to address concerns.

For many buyers, it also provides peace of mind during the first year of ownership.

Why It Can Help in Negotiations

From a seller’s perspective, agreeing to provide a home warranty is often less expensive than making repairs or offering a credit. Because of that, it can be a useful compromise that helps keep the transaction moving forward. For buyers and their attorneys, it can be an effective term to include in a home inspection modification request.

Important to Put It in Writing

If a buyer wants the seller to provide a home warranty, that request should be clearly stated in writing. The language should address who is paying for the warranty, how long it will last, and when coverage begins. Clear contract language helps avoid misunderstandings before closing.

A seller-provided home warranty is not right for every transaction, but it can be a smart and practical request after a home inspection. When used appropriately, it can help protect the buyer while also preserving the deal.

If you have questions, please reach out to Curington Law, LLC today. We’re here to help you make informed decisions and achieve your real estate goals.